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Why Buy Condo Insurance (h06 Insurance)

Why buy condo insurance? The answer is simple — because a master association policy generally does not protect the items inside the condo, nor provide you with personal liability coverage.  Not only do you have personal property to insure, but also potential...

Does my homeowners association cover my condo?

While you’re provide coverage for the exterior of your building and some basic interior components, you still need to buy an insurance policy for your personal property, your liability risk, and the upgrades that you have to your interior.  This is why you need...

Reptile Show Insurance

Reptile shows are both fun and educational.  Though, like any business, there are risks, which is why you need insurance.  Of course, there is the classic slip and fall claim risk, where a spectator slips, falls, gets injured, and then files a claim against you, but...

What Insurance Risk do Petting Zoos Have?

Running a petting zoo is riskier than you think… Petting zoos have many risks, including: animal bites animals knocking people over animals scratching a visitor a client slips and falls while walking around your peting zoo A small bite could send someone to the...

Bodily Injury Claims

Bodily Injury A visitor comes to see your animals and slips on some hayor water or the floor.  He suffers injuries of $15,000 and is forced to miss work for 2 months, resulting in $10,000 in lost salary for which the owner of the petting zoo is held liabile.  ...